To Calculate the difference: We want to use the formula PROJECTED COST – ACTUAL COST. In the “Actual Cost” column, enter the amount you actually spend on each expense each month. In the “Projected Cost” column, enter the amount you plan to spend on each expense. ![]() For example, if you budgeted $500 for groceries but only spent $450, the difference would be -$50. In the “Difference” column, enter a formula to calculate the difference between the budgeted amount and the actual amount for each expense. In this category, We want a main category and sub-category with the following columns, which are “projected cost”, “actual cost,”, and “difference,” and at the bottom of the difference column, you want to sum the entire values. We need to create our expense categories now that we have our spreadsheet.
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